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Workers compensation offers compensation for accidents when an employee is hurt on the job. It can cover a lot of injuries and accidents resulting in injury, disability and even death. But even workers compensation doesn’t cover everything. Workers compensation won’t cover: READ MORE >>

Texas is an unfortunate leader when it comes to car crash fatalities. At least one driver has died on the roadway every single day since 2000 in Texas. Driving is dangerous and crashes seem inevitable even for the safest drivers. The crash may not be your fault, either. READ MORE >>

If you have a business of any sort, you need business insurance. Even small startup businesses should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing Construction READ MORE >>

You may know that with personal insurance, bundling is a key term. It is one insurance companies like to use to reference savings. The same can apply to business insurance. If you are hoping to reduce your risks and save money, bundling your coverage can do that. Here is how some companies reduce their costs through this method. READ MORE >>

While home insurance gives you peace of mind in case of an emergency, filing a claim requires quite a lot of specific information. Organizing your information and preparing for the process ahead of time simplifies the claim process and reduces stress after a natural disaster or break-in. READ MORE >>

A hands-free device may be one of the most valuable investments you make into your car. It may not seem like it. It may actually be very affordable to purchase. However, it can reduce the risk of accidents and car insurance claims. It may even save a life. READ MORE >>

You likely recognize the importance of giving your teenager their space and independence. However, you remain ultimately responsible for your child, their behavior and their welfare. A growing child means exposure to new liabilities. Your child’s expanding horizons means they will have contact with a lot of people and places. READ MORE >>

Cars used for business often need commercial auto insurance. However, what happens to that coverage when you stop work and drive the car home? Will your commercial auto policy still cover personal driving? The answer is yes, but… Commercial auto insurance can cover certain commercial cars that a driver uses for personal business. READ MORE >>

If you driver for a ridesharing company, like Uber or Lyft, you are supposed to drive professionally and in a way that keeps your passengers (not to mention yourself) safe. However, there is no guarantee that an accident won’t occur, and if it does, a lot of different people might get hurt. READ MORE >>

Starting a business is a big undertaking. One of your primary tasks should be to get business insurance. But, sometimes, that might seem like it’s easier said than done. What types of commercial insurance policies do you need? Let’s take a closer look at 15 of the most important types of coverage that you’ll likely need in your operation. READ MORE >>

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