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Houston Auto, Home, Renters and Business Insurance 

Remco Insurance is proud to serve you throughout Houston

Houston is fourth-largest city in the United States. It continues to hold the blue ribbon for the most-populated city in Texas. The Space City offers urban living, cultural and economic opportunities, and lots of other perks. There’s a lot of incentive for people from all over the world to relocate here.

The responsible Houstonian will know that they need insurance coverage to protect their important belongings. Let Remco Insurance Agencies help you get covered.

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Welcome to Houston from Remco Insurance

Our team of experts will find the best policy to fit your needs and budget.


Think about the things in your life that you might need to insure. We can make sure you get that protection and maintain it affordably. Come to us for:

 Auto Insurance Info (click to read more)

Houston Car Insurance

Texas roadways present a variety of accident risks for all drivers and vehicles. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:

  • Liability coverage (30/60/25 limits required by Texas law)
  • Collision insurance
  • Comprehensive insurance
  • Personal injury protection (PIP coverage)
  • Uninsured/underinsured coverage

Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:

Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.

Car Insurance FAQs

How do deductibles work for car insurance?

Your car insurance deductible is an amount of money you agree to pay up front, while your policy will agree to pay the rest of a claim’s cost. Most policies contain several deductibles for different claims.

So, if you have a $1,000 collision damage deductible, and $3,000 in vehicle damage, you must pay the $1,000 deductible. Your policy will then pay the remaining $2,000 for the damage ($3,000 - $1,000 = $2,000). If your damage cost falls below the deductible cost, then you must pay for it yourself.  

What should my deductible be?

You should never choose a deductible that is higher than what you are able to pay for vehicle damage on your own. Rather, choose a deductible that you can afford. However, by raising your deductible you might be able to reduce your premium cost. We can help you strike the right balance.  

Which is the cheapest auto insurance in Texas?

Car insurance is worth nothing if you don’t carry enough of it. Simply buying the cheapest policy usually won’t provide you with the right coverage for you. Rather, let us help you compare numerous policy options to pinpoint the one that offers you affordability without cutting corners.  

Contact Your Houston Car Insurance Specialist Today

Houston residents: Ready to get coverage? Start by getting a free online quote or calling (281) 888-8181. You can also stop by our location in Houston. We will be happy to see you!

 Home Insurance Info (click to read more)

Houston Homeowners Insurance

Houston’s real estate market is very competitive. All buyers will need homeowners insurance in order to protect themselves, their houses and others. Policies can offer multiple lines of coverage, including 

  • Property/structure insurance
  • Possessions and contents coverage
  • Scheduled belongings insurance
  • Liability insurance
  • Pet bite coverage
  • Expenses coverage

Homeowners Insurance FAQs

Does home insurance come with my mortgage?

Homeowners coverage and your mortgage are essentially separate. Different companies manage them. However, most mortgage lenders require applicants to buy homeowners insurance. In some of these cases, your lender might also want you to pay your homeowners insurance premium from a mortgage escrow account. 

Can I pay homeowners insurance separate from the mortgage?

Whether you can pay for your homeowners insurance separately or along with your mortgage usually will depend on your lender’s rules. Speak to them about this when setting up your mortgage structure.      

Contact Your Houston Homeowners Insurance Specialist Today

Houston residents: Ready to get coverage? Start by getting a free online quote or calling (281) 888-8181. You can also stop by our location in Houston. We will be happy to see you!

 Renters Insurance (click to read more)

Houston Renters Insurance

A renters insurance policy can apply to almost any rental property in Texas. Policyholders can insure not only their own property, but also the liabilities and property of others. Policies usually offer: 

  • Possessions coverage
  • Liability insurance
  • Expenses coverage

Renters Insurance FAQs

Does renters insurance cover fire damage to the building?

Whether your renters insurance will pay for fire damage depending on the cause and effects of the fire.

  • If your mistakes cause the fire, then your liability insurance might compensate the property owner for some of the repair costs.
  • If the fire occurs because of an event like a lightning strike or problem in the building, then this isn’t usually your responsibility. The landlord’s own insurance usually covers the repairs.

Remember, if the fire damages belongings, renters possessions coverage might pay for replacements.    

Does renters insurance cover moving expenses?

Renters insurance won’t usually cover the simple costs of moving into or out of the property. However, if a covered event, like a fire, forces you out, then some of your relocation costs might qualify for help.    

How long does renters insurance take to go into effect?

Landlords usually require their tenants to buy renters insurance. Therefore, once you decide on which coverage you want, you can make your policy active almost immediately.     

Contact Your Houston Renters Insurance Specialist Today

Houston residents: Ready to get coverage? Start by getting a free online quote or calling (281) 888-8181. You can also stop by our location in Houston. We will be happy to see you!

 Business Insurance Info (click to read more)

Houston Business Insurance

Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:

  • Business Owners Policies (BOPs)
  • Structure and contents coverage
  • General liability insurance
  • Business interruption insurance
  • Commercial auto insurance
  • Workers’ compensation insurance

Business Insurance FAQs

What business insurance is required by law?

Depending on your industry or the types of services you provide, you might have to buy certain coverage. The most-required policies usually include coverage like workers’ compensation and commercial auto liability insurance.   

Does my LLC need liability insurance?

Limited Liability Companies (LLCs) exist to help business owners separate their business liabilities and assets from their personal ones. However, they do not eliminate the liabilities that businesses face. To continue to protect your business assets, you still need liability policies. 

How much business insurance do I need?

Your duty is to keep your business up and working. Therefore, you’ll need to get enough insurance to protect your asset values and operating costs should accidents threaten them. Our agents can help you increase and adjust coverage to your satisfaction. 

Houston residents: Ready to get coverage? Start by getting a free online quote or calling (281) 888-8181. You can also stop by our location in Houston. We will be happy to see you!

The agents at Remco Insurance know how to help clients get the right personal or commercial insurance. We will use our thirty years of experience to help you enroll in affordable, targeted coverage.

Houston Remco Insurance Locations

Auto Insurance AUTO
Home Insurance HOME
Business Insurance BUSINESS
Renters Insurance RENTERS
Watercraft Insurance WATERCRAFT
Motorcycle Insurance MOTORCYCLE
Classic Cars Insurance CLASSIC CARS
SR22 Insurance SR22
24Hr Roadside 24HR ROADSIDE
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