• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | (800) 282-2000
Español
 
  • Home
  • Existing Customers ▼
    • Customer Portal
    • Policy Changes
    • Request ID
    • Make a Payment
    • Submit Claim
    • Refer a Friend
  • Get a Quote
  • Resources ▼
    • Remco Insurance Products
    • Secure File Area
    • Insurance Glossary
    • Blog
  • About Us ▼
    • About Us
    • Locations
    • Privacy Policy
  • Contact Us


 

Auto Insurance Auto
Homeowners Insurance Home
Business Insurance Business
Life Insurance Renters
Watercraft Insurance Watercraft
Motorcycle Insurance Motorcycle
Auto Insurance Classic Car
Homeowners Insurance Instant SR22
Business Insurance 24HR Roadside
Life Insurance Property
Watercraft Insurance Flood
International DL Help International DL Help
Temporary Plates Temporary Plates
Home > Blog > Will Renter’s Insurance Cover Theft Claims?
FRIDAY, APRIL 19, 2019

Will Renter’s Insurance Cover Theft Claims?

Theft is an ongoing issue in many areas. No matter what steps you take, you may find your home is at risk. If you rent or lease your home, renters insurance can be very valuable in these cases. It can give you a wide range of protections from many risks. One of those risks is theft. Here is what you shouldimage of for rent sign know about theft coverage.

Know Your Policy

Renter’s insurance tends to provide coverage for theft. However, there are limits to this.

For example, most policies have a per-item limit. This is the most your policy will pay if someone steals that item. Many policies cap this at $500 or $1,000.

If you own a valuable item worth more than this, you need to take steps to protect those items individually. You might need a special policy rider for this item, for instance. You should know what your per-item limit is. You should also know what your total amount of coverage is. If your valuables are worth more than this, increase your coverage.

Covering High Valued Items

As noted, a high-valued item needs an additional level of coverage. If you own anything above the limit of our policy, work with your agent. He or she can add a rider or a type of additional coverage onto your policy for those items. Be sure to list these items specifically. Name them and their value clearly. Your renter’s insurance policy should spell this out for you.

What to Do When a Theft Occurs

When a theft occurs, your first step is to contact the police. You want to be sure the police are able to document what occurred.

Do not clean up the area. Do not move anything. Call the police as a first step. Follow their instructions.

You may wish to take your own photos of the area. And, be sure you have some type of representation of the value of that item, such as a receipt from your purchase. Your agent likely needs this information to file a claim.

Filing a claim generally does not take long. If your policy covers it, the process may take just a few days to weeks. Once completed, the insurance company provides you with a check for the loss.

The good news is your renter’s insurance is there to help you. It provides ample financial protection for your risks. Theft is a common risk in many properties. Investing in renter’s insurance gives you the peace of mind of knowing there is help available to you.

Also Read: Getting Married? Tell Your Landlord

Posted 12:38 PM

Tags: renters insurance, tips
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016

  • insurance(17)
  • coverage(14)
  • business insurance(14)
  • home insurance(10)
  • renters insurance(8)
  • auto insurance(8)
  • amco and remco insurance(7)
  • commercial auto insurance(6)
  • boat insurance(5)
  • auto(5)
  • liability(5)
  • remco insurance(5)
  • tips(5)
  • amco insurance(3)
  • protection(3)
  • flood(3)
  • claims(3)
  • car(3)
  • damage(3)
  • commercial property insurance(3)
  • flood insurance(3)
  • renters(3)
  • general liability insurance(3)
  • homeowners insurance(3)
  • home(2)
  • car insurance(2)
  • general(2)
  • amco remco insurance(2)
  • workers(2)
  • motorcycle insurance(2)
  • commercial(2)
  • compensation(2)
  • policy(2)
  • roadside assistance(1)
  • e and o insurance(1)
  • amco and remco auto insurance(1)
  • business(1)
  • marriage(1)
  • flooding(1)
  • records(1)
  • covid-19(1)
  • austin boat insurance(1)
  • gear(1)
  • policy cancellations(1)
  • boiler(1)
  • types of business insurance(1)
  • landlords(1)
  • sr-22 insurance(1)
  • instant sr22(1)
  • rate increase(1)

View Mobile Version
Auto Insurance AUTO
Home Insurance HOME
Business Insurance BUSINESS
Renters Insurance RENTERS
Watercraft Insurance WATERCRAFT
Motorcycle Insurance MOTORCYCLE
Classic Cars Insurance CLASSIC CARS
SR22 Insurance SR22
24Hr Roadside 24HR ROADSIDE
Facebook
Twitter
LinkedIn
YouTube
Google+
Twitter Logo
Tweets by remcoins
Have Questions? We Have Answers! Our Background Submit A Claim Job Openings Crime Maps About Owner

Resources

Home About Us Our Team Partners Jobs Contact Us Agent Login View Mobile Site

Contact Us

Map Pin
  • Mailing Address
  • PO Box 17068
  • Austin, TX 78760
  • _
  • O: (800)282-2000
  • E: sales@remco.com
© Copyright 2018. All rights reserved. Rahim Peerbhai - Amco and Remco Insurance Companies